A bankability assessment evaluates whether a renewable energy project's assumptions, technology, contracts and risk profile are robust enough for lenders and investors to commit finance with confidence. This framework sets out the dimensions assessed — resource and energy yield, technology, contracts and warranties, grid connection, permitting and land, delivery capability, and overall risk — and how each contributes to a bankability view. It is derived from SgurrEnergy's bankability assessment and technical advisory methodology.
Dimensions of a Bankability Assessment
Bankability is assessed across the technical and contractual dimensions that drive finance confidence.
Resource and energy yield
Credibility of resource data and P50/P90 energy estimates that underpin revenue and debt sizing.
Technology and design
Maturity, track record and design quality of the chosen technology and equipment.
Contracts and warranties
Strength of EPC, supply, O&M, offtake and warranty terms, including guarantees and liabilities.
Grid connection
Security and conditions of the grid connection and compliance obligations.
Permitting and land
Status of consents, land rights and environmental approvals.
Delivery capability
Experience and capacity of the developer, contractors and operator to deliver and run the asset.
Applying the Framework
The framework is applied as a structured, evidence-based assessment.
- Define the basis
- Assess each dimension
- Identify and rate risks
- Recommend mitigations
- Form a bankability view
Why a Structured Framework Matters
A transparent framework makes the bankability view consistent and defensible.
- Defensibility
- Consistency
- Early risk visibility
- Lender alignment
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Put This Into Practice on Your Project
This resource is a starting point, not a substitute for project-specific technical advice. SgurrEnergy provides independent advisory, due diligence and engineering support across the full renewable energy project lifecycle. Discuss how it applies to your wind, solar PV, BESS, hydro or hybrid project with our technical team.